Salesforce Credit Checks and Reports Made Simple
Credit Checker by Cloud Maven, Inc runs soft credit pulls, hard credit pulls, and tri-merge credit reports from Experian™, TransUnion® and Equifax® directly inside Salesforce. Loan officers and underwriters get credit scores, tradeline details, and risk factors on the same record they already work in, with no bureau portal to log into.
Salesforce Credit Check for Soft Pulls, Hard Pulls, and Credit Reports
Soft and Hard Credit Pulls in Salesforce
Credit Checker connects Salesforce with Experian™, TransUnion® and Equifax®, allowing you to request credit information and review results without switching to separate bureau portals. Use soft credit pulls for eligible prequalification without affecting credit scores. Hard pulls are used for formal credit applications and may affect an applicant's score.
- Request credit scores and credit reports directly in Salesforce
- Access credit data from Experian™, TransUnion® and Equifax®
- Use soft credit pulls for prequalification without hurting credit scores
Tri-Merge Credit Reports in Salesforce
Get a consolidated view of consumer credit information. You can review mortgage loans, auto loans, credit cards, student loans, collections, charge-offs, bankruptcies, utilization trends, late payments, and public records from all three bureaus in a unified tri-merge credit report view. Instead of relying on scattered reports, everything lands in one clean place: scores, tradelines, delinquencies, and the details you actually need.
- Access detailed consumer credit history and tradelines
- Store credit scores and risk factors right on Salesforce records
- Use data for underwriting, dashboards, or quick confidence checks
Automate Credit Check and Credit Reporting Workflows in Salesforce
Automate credit report requests within your Salesforce processes using Flow, Apex, and configurable triggers. Trigger a credit check when an application reaches a defined stage, schedule authorized rechecks for existing customers, or refresh reports during periodic reviews. Use the returned scores and risk details in underwriting and approval workflows.
- Automated credit pulls using Salesforce Flow, Apex, or triggers
- Kick off Salesforce credit check from any standard or custom object
- Generate or update a Salesforce credit rating automatically
Secure Credit Bureau Data in Salesforce
Credit Checker stores everything the right way, encrypted, locked down, and logged, so your team can work confidently without worrying about compliance headaches. All sensitive data, including bureau responses, is stored using AES-256 encryption, and any communication with credit bureaus is secured via HTTPS. Every inquiry, whether a soft pull or hard pull, has a full record behind it.
- Maintain audit records for credit inquiries
- Detailed logs for every soft credit pull or hard inquiry
- Secured bureau connections with no plain-text storage
Turn Credit Reports Into Actionable Salesforce Data
Instead of raw files, you get structured, usable information that plugs right into your Salesforce workflows. Credit scores, tradelines, balances, late payments, credit utilization, and other risk factors can be mapped to Salesforce fields alongside report PDFs. Underwriters can use this information in dashboards, scoring rules, and approval workflows without relying on a PDF alone.
- Access FICO® and VantageScore® data where available
- Review and compare applicant credit information in Salesforce
- Apply configurable credit score rules to underwriting workflows
How Credit Checker Speeds Up Decisions, Reduces Errors, and Cuts Approval Bottlenecks
67%Faster Credit Decisions
Compared to prior manual workflows, teams see decisions move noticeably quicker once credit checks happen right inside Salesforce. No switching screens, no waiting on manual pulls; just fast, clean results.
FewerManual Errors
Based on customer-reported outcomes, with credit scores and reports pulled automatically from the 3 bureaus, customers report far fewer copy-paste mistakes and missing data in their workflows.
Dropin Approval Bottlenecks
By automating soft pulls, hard pulls, and tri-merge credit reports based on average results across customer implementations, bottlenecks in underwriting or application reviews shrink dramatically, freeing teams to focus on real decisions.
100%of Credit Data Stored Securely in Salesforce
Based on customer data across deployments, because everything stays in your own org, customers gain confidence knowing almost all credit report data remains protected, logged, and audit-ready at all times.
Why Teams Choose Us for Credit Reporting in Salesforce
Choose Single-Bureau or Merged Credit Reports
Request credit reports from one bureau or use dual-merge and tri-merge options for a broader view of credit history. Merged reports are available through supported credit data resellers.
Setup That Doesn’t Require IT
Connect your bureau, map fields, and go. Salesforce takes over the routine credit score checks, saving your team time instantly.
Your Credit Data, Fully in Salesforce
Keep every credit report and score in your own org, not an outside portal, so you stay in control of security, access, and visibility.
Pricing That Doesn’t Play Games
No surprise bureau add-ons or extra charges. Just clear, predictable access whenever you need to run a credit check or pull a score.
Credit Reports for Joint Applicants
Pull individual credit reports or a joint report for up to two applicants. Keep credit information linked to the Salesforce application, making it easier to review borrowers together during underwriting.
Credit Reporting Across Industries
Support credit reporting for lenders, brokers, property managers, tenant screening, employment screening, etc. Access credit data directly in Salesforce to streamline applicant reviews, risk assessments, and decision-making.
Learn. Build. Grow.
Frequently Asked Questions
Which credit bureaus and data providers are supported?
Credit Checker integrates directly with the three major credit bureaus: Experian™, Equifax®, and TransUnion® to deliver real-time credit reports and credit score checks inside Salesforce. Cloud Maven, Inc works with 40+ credit reseller partners, giving customers access to single-bureau, dual-merge, and tri-merge reports based on their provider agreements. Please note that access requires the appropriate bureau or reseller relationship and authorization.
Can I perform both soft and hard credit checks?
Yes. Soft credit pulls are commonly used for prequalification and do not affect an applicant's credit score. Hard credit pulls are typically used for formal credit applications and may affect the score. Both are supported in Salesforce, subject to the appropriate credit reporting purpose and required authorization.
How secure is Credit Checker?
Credit Checker securely connects Salesforce with supported credit bureaus and resellers using HTTPS. Sensitive credit information is protected with AES-256 encryption, and credit inquiries are logged with details such as the user, time, and report requested. Organizations can manage access and retention according to their security policies and applicable credit reporting regulations.
How quickly are credit scores and reports generated?
Credit Checker provides real-time credit score checks and credit reports within seconds of request. Whether it is a soft inquiry or a tri-merge credit report, Credit Checker delivers results instantly, helping lenders make faster, data-backed decisions without leaving Salesforce.
Does Credit Checker store credit reports in Salesforce?
Yes, Credit Checker supports storing credit report PDFs and structured credit information in Salesforce. Access, retention, encryption, and audit controls can be configured according to your organization's security and regulatory requirements.
Which countries are supported?
Credit Checker currently supports the United States, Canada, the United Kingdom, and Australia. Each region connects to localized bureau data and credit score ranges for more accurate risk assessment and regional compliance.
How much does Credit Checker cost?
Credit Checker starts at $200 per company per month, plus a per-report fee based on the number of credit reports requested and credit bureaus used (Experian™, Equifax®, TransUnion®).
Discounts are available for nonprofit organizations. Contact Cloud Maven, Inc. for detailed pricing.
Which lending industries can use Credit Checker?
Credit Checker supports credit reporting for personal loans, auto financing, equipment financing, mortgages, commercial real estate, and other lending programs.
Lenders and brokers can request supported credit report types, including single-bureau, dual-merge, and tri-merge reports, to streamline credit reviews and underwriting directly within Salesforce.
Which industries can use Credit Checker beyond lending?
Our Credit Checker solution supports authorized credit reporting workflows across industries, including financial brokerage, tenant screening, property management, employment screening, and many more.
Organizations can integrate available credit bureau data into Salesforce to support applicant evaluations, risk assessments, and business decisions, subject to applicable regulations and provider eligibility.
What type of analytics or dashboards are available?
Credit Checker offers real-time dashboards to track credit scores, tri-merge results, and bureau performance. You can visualize applicant score ranges, compare reports, and run bulk credit checks for portfolio-level insights without leaving Salesforce.
Can Salesforce automatically pull credit reports?
Yes, Credit Checker supports automation through Salesforce Flow, Apex, and triggers. Credit checks can be initiated as part of configured workflows, subject to appropriate authorization and bureau requirements.
Can I pull credit reports for joint borrowers in Salesforce?
Yes. Credit Checker supports individual credit reports and joint reports covering up to two consumers. You can request credit information for joint borrowers and keep the results associated with the relevant Salesforce application for review during underwriting.
Can credit report data be used for automated underwriting in Salesforce?
Yes, Credit Checker can capture credit scores, tradelines, payment history, delinquencies, credit utilization, and other risk factors as structured Salesforce data. You can use these details in scoring models, dashboards, approval rules, and automated underwriting workflows instead of relying only on credit report PDFs.
Can Credit Checker automatically recheck credit reports for existing customers?
Yes, our Credit Checker solution supports scheduled and automated credit report requests for existing accounts. You can refresh credit information during annual reviews, risk assessments, or other configured workflows, subject to bureau requirements and appropriate authorization. These are periodic credit checks rather than continuous bureau-change alerts.
