Liens and Judgments
Instant Insight Into Hidden Liabilities
Spot financial red flags before they become your problem. Our Salesforce-native search pulls real liens and judgments, including judgment lien, borrower lien check, UCC liens search, and more, giving you a clear picture of legal and financial risk long before you make a decision.
Business Liens & Judgments Search
Dig into a company’s financial and legal background using trusted data from Thomson Reuters CLEAR and Experian. Along with business liens and judgments, it also surfaces UCC filings tied to the organization, details that often reveal hidden debt or collateral relationships. The search helps you catch early signs of financial strain or legal trouble before you move forward with lending, onboarding, or partnership decisions.
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Individual Liens & Judgments Screening
When you are trying to understand someone’s true financial picture, a surface-level check is not enough. This search reviews public filings tied to an individual using CLEAR and LexisNexis data. It identifies personal liens, judgments, and bankruptcy-related records, giving you a much clearer sense of potential risk. It is ideal for background checks, lending decisions, and compliance workflows.
Consolidated Public Records Risk Report
Instead of downloading multiple PDFs or flipping between systems, you get everything in one clean, organized report. It lays out filing dates, case numbers, amounts, plaintiffs, jurisdictions, basically all the details your team needs to evaluate risk. The report simplifies your public records lien search results into one place, helping teams make decisions faster without missing key information.
Ongoing Monitoring & Alerts
Risk does not end after onboarding, and this feature helps you stay ahead of it. You can enable automatic monitoring for high-value customers, partners, or borrowers. Whenever a new lien, judgment, or relevant filing appears, Salesforce notifies your team instantly. It’s a simple way to avoid unpleasant surprises months after the relationship begins.
What Automated Lien Intelligence Really Delivers
Automated liens and judgment searches helped teams uncover over a quarter more hidden liabilities compared with manual checks.
Integrating the lien search directly in Salesforce reduced underwriting time by almost forty percent.
Early discovery of liens, judgment and UCC filings cut downstream compliance exposures by more than one in five.
Manual courthouse searches replaced with automated public checks and cost per investigation dropped nearly a third.
Why Teams Trust Our Lien Intelligence
Reduce back-and-forth during evaluations. Teams get instant clarity on financial red flags, allowing decisions to move days faster without sacrificing depth or accuracy.
No more uneven checks or skipped steps. Every search follows the same structured process, giving your compliance and underwriting teams a dependable, repeatable workflow.
Risk data stays inside Salesforce, not buried in emails or PDFs. Everyone from sales to underwriting operates from the same verified information.
Built on CLEAR, Experian, and LexisNexis intelligence, you are working with sources lenders and investigators trust every day for mission-critical decisions.
Your team doesn’t need to hunt through different counties or states. Searches automatically go wide, revealing filings often missed in manual checks.
Instead of spending hours sifting through court sites, your staff can focus on approvals, relationships, and revenue, without worrying about missing crucial filings.
Reduce back-and-forth during evaluations. Teams get instant clarity on financial red flags, allowing decisions to move days faster without sacrificing depth or accuracy.
Built on CLEAR, Experian, and LexisNexis intelligence, you are working with sources lenders and investigators trust every day for mission-critical decisions.
No more uneven checks or skipped steps. Every search follows the same structured process, giving your compliance and underwriting teams a dependable, repeatable workflow.
Your team doesn’t need to hunt through different counties or states. Searches automatically go wide, revealing filings often missed in manual checks.
Risk data stays inside Salesforce, not buried in emails or PDFs. Everyone from sales to underwriting operates from the same verified information.
Instead of spending hours sifting through court sites, your staff can focus on approvals, relationships, and revenue, without worrying about missing crucial filings.
Frequently Asked Questions
What shows up in a liens and judgments search?
A liens and judgments search usually pulls anything tied to unpaid debts, court rulings, tax issues, or even older filings that never got resolved. It often includes judgment lien records, bankruptcies, federal or state tax liens, and sometimes older UCC filings. Most teams use it to understand whether a person or business has financial problems that could affect creditworthiness or repayment.
How does a lien search in Salesforce help lenders?
Running a lien search in Salesforce saves lenders from chasing information across county sites, PDF reports, and random databases. Everything sits in one place, so underwriters don’t miss filings that matter:
- Judgments
- Tax liens
- UCC filings
- Other public-record flags
It speeds up reviews, keeps documentation consistent, and reduces the chance that a risky borrower slips through because someone forgot to check a specific jurisdiction.
What is a judgment lien and why is it important?
A judgment lien is basically a court-ordered claim that lets someone collect on a debt by attaching it to a person’s property or assets. For lenders and B2B teams, this matters because it signals that someone has an unresolved financial obligation. It’s a strong indicator of repayment risk.
When you combine this with a full public records lien search, you get a much clearer picture of someone’s overall financial health before approving credit or contracts.
Why do businesses run UCC liens searches during due diligence?
A UCC liens search helps a business see if a company’s assets are already pledged as collateral. It answers questions like:
- Who else has a financial claim on the business?
- Are multiple lenders tied to the same assets?
- Is the borrower already leveraged?
This is especially important in lending, equipment financing, and B2B partnerships. Without checking UCC filings, a lender could unknowingly take second priority on collateral someone else already controls.
What does a borrower lien check include?
A borrower lien check is a deeper look into financial, legal, and public-record activity. Think liens, judgments, bankruptcies, and even UCC filings if the borrower is tied to a business. It gives lenders a sense of whether someone is stretched too thin or managing multiple obligations. Some lenders run this check early in underwriting so they are not surprised by issues after an application is already moving forward.
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December 13, 2023
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